:root{--ink:#0b1220;--panel:#111b2e;--soft:#f4f7f8;--line:#dfe6e8;--lime:#b8ff3d;--teal:#5ce1c6;--text:#172033;--muted:#5f6b7a;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);line-height:1.65;background:white}a{color:#075f55;text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}
.wrap{max-width:var(--max);margin:auto;padding:0 22px}.topbar{background:#07101d;color:#cbd5e1;font-size:13px;padding:7px;text-align:center}.topbar a{color:var(--lime)}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:68px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;font-weight:850;color:var(--ink);text-decoration:none;letter-spacing:-.03em}.mark{width:34px;height:34px;border-radius:9px;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-weight:900}.links{display:flex;gap:18px;align-items:center}.links a{color:#273244;text-decoration:none;font-size:14px;font-weight:650}.menu{display:none}
.hero{background:radial-gradient(circle at 80% 10%,#173d3a 0,#0b1825 36%,#07101d 75%);color:white;padding:74px 0 66px}.eyebrow{color:var(--lime);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:12px}.hero h1{font-size:clamp(42px,7vw,76px);line-height:.98;letter-spacing:-.055em;max-width:850px;margin:14px 0 22px}.hero p{max-width:720px;color:#c9d4df;font-size:19px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;background:var(--lime);color:#101820!important;padding:13px 18px;border-radius:9px;text-decoration:none;font-weight:850;border:1px solid var(--lime)}.btn.alt{background:transparent;color:white!important;border-color:#607086}.btn.dark{background:var(--ink);border-color:var(--ink);color:white!important}
main{min-height:60vh}.section{padding:64px 0}.section.soft{background:var(--soft)}h2{font-size:clamp(28px,4vw,42px);letter-spacing:-.04em;line-height:1.08;margin:0 0 18px}h3{letter-spacing:-.02em}.lead{font-size:19px;color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:15px;padding:23px;background:white}.card h3{margin:7px 0 9px}.card p{color:var(--muted);font-size:15px}.tag{font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:850;color:#167267}.article{max-width:790px;margin:auto;padding:54px 22px}.article h1{font-size:clamp(38px,6vw,58px);line-height:1.03;letter-spacing:-.05em;margin:8px 0 18px}.article h2{margin-top:46px;font-size:30px}.article h3{margin-top:30px}.article p,.article li{font-size:17px}.note{border-left:4px solid var(--teal);background:#f1fbf8;padding:15px 18px;margin:24px 0}.moneybox{background:var(--ink);color:white;border-radius:16px;padding:26px;margin:34px 0}.moneybox p{color:#cbd5e1}.moneybox .btn{margin-top:6px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}
table{border-collapse:collapse;width:100%;margin:24px 0}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:var(--soft)}
footer{background:#07101d;color:#aab7c6;padding:50px 0 30px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer a{color:#dbe6ef}.fine{border-top:1px solid #243247;margin-top:35px;padding-top:20px;font-size:13px}
.modalback{display:none;position:fixed;inset:0;background:rgba(2,7,15,.72);z-index:100;align-items:center;justify-content:center;padding:20px}.modal{max-width:560px;background:white;border-radius:20px;padding:32px;position:relative;box-shadow:0 30px 100px rgba(0,0,0,.35)}.modal h2{font-size:34px}.close{position:absolute;right:14px;top:10px;border:0;background:transparent;font-size:28px;cursor:pointer}.modal .micro{font-size:12px;color:var(--muted);margin-top:12px}.modal.show{display:flex}
@media(max-width:820px){.links{display:none}.grid{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr}.hero{padding:56px 0}.nav{height:60px}.menu{display:block;font-size:13px}.article{padding-top:38px}}